Your household's plan, worked out across hundreds of futures
Your pay, pensions, savings, property and Irish tax, month by month to age 100, through good markets and bad ones. You see what your own choices do: retiring later, paying more into a pension, selling a let, spending less. It runs on your own computer, and nothing you type leaves it.
See it in a few minutes
What you get
The answer, plainly
How likely the money is to last, what you are likely to be worth, and what you could live on in retirement, each with its range, not one number.
Your own choices, tried
Move a slider and every page shows the change against the plan as it stands: a later retirement, a bigger contribution, a sale, a move.
A brief to keep
The plan in plain words on a few pages, to print or save as a PDF.
Every tax checked
A verification pack follows one future month by month and works every euro of income tax, USC and PRSI from the law, with the data in a spreadsheet file.
Your figures stay on your computer
The program runs on your own machine and opens in your browser at an address that only your computer can reach. It sends nothing anywhere: not your figures, not that you used it.
How to start
- Try the demo on example households, with their brief and pack.
- Download the version for your computer, Windows or Mac.
- Follow the install guide: a few clicks, and one warning to pass, as for any new program.
- Enter your own figures. Everything works for 30 days.
This is guidance on your household's own choices, worked out from the figures you give. It is not financial advice and it recommends no product.